This is a free sample of The Real Cost of Copilot, the FinOps manual for Microsoft 365 Copilot's credit meter. You get the book's opening 20 pages, plus the live worksheet that runs the numbers.The 20-page sample (PDF and EPUB): the front matter, Chapter 1 (Copilot Got a Meter), and Chapter 3 (Anatomy of a Credit), which is the rate table, Microsoft's own worked totals, and the zero-rating boundary that decides your bill.The Pre-Flight Credit Estimate worksheet is included, a working Excel workbook, not a screenshot:- Pre-Flight Credit Estimate with live formulas. Set interactions per user, active users, and autonomous runs, and read the monthly credits and cost at both the pay-as-you-go and the prepaid-pack rate.- Cost-Stack Allocation template to split Copilot spend across teams and cost centres.- Rate Reference tab with the per-unit credit rates and money rates, each dated.One thing the sample makes obvious: interactive turns by a licensed Copilot user are zero-rated, while autonomous runs and unlicensed users are not. Get that line right and the forecast holds. Get it wrong and you over-budget a quiet pilot or under-budget the day an agent goes autonomous.It is free. Pay what you want if it helps.Want the whole method? The full book, seeing, allocating, forecasting, and cutting the cost of the Copilot meter, plus its complete companion workbook, is here: https://store.kesslernity.com/l/hhrygAll figures as of May 2026. Verify against Microsoft's current pricing page before you commit a number to a budget.Stay curious, stay clever.Licensed, not sold. Full License & Terms apply (ref KESS-LIC-2026-001). By downloading or purchasing you agree to the version in force on your purchase date.Kesslernity is an independent publisher: this product is independent analysis, not affiliated with, sponsored by, or endorsed by Microsoft. Microsoft 365 and Copilot are trademarks of the Microsoft group of companies. It is practitioner guidance, not professional, legal, or financial advice.Questions before you buy, or support after? Contact mathieu@kesslernity.com.Terms of Service · Privacy Policy